Money Monday: November Spending

 

In today's Money Monday video I'm talking about my November spending and how/why I deliberately overspent from my savings.  This is so I don't need to go near a shop or supermarket in the run up to Christmas.  I have enough food, dog food etc to last into January so the plan is for a No Spend December.  Eeek!!

Once I've repaid the overspend, I'll have £186.61 available for the whole month.  I might be able to stock up on the bargain veg deals and maybe a few yellow sticker bargains.  But I'm not stressing about them.  I have enough in my freezers to last for ages.

Money Monday: October Spending

 

Once my direct debits have been taken of my pension of £772, I have £405 of disposable income for each month.  Here's what my spending in October looks like. Probiotics are for Luna, not me!

Thanks to Luna's unexpected vet bill I was over budget by £53.02.  BUT last month I under spent and added £50 to my savings.  So I took that back and my over spend was £3.02.  That's not too bad 😊